Do you have at least $10,000 of unsecured debt?  Do you have credit card debt that keeps escalating each months because the minimum payments only goes towards the interest on the debt. Debt relief can be a great solution for unsecured debt reduction.
• Reduce credit card rates and
• Eliminate late fees
• Lower monthly payments
• Avoid [...]

Question: Dear Financial Adviser,
I have a handful of credit cards that total about $23,000 in credit card debt.  Until recently, I have always paid my bills on time. Just recently, I received a letter from a debt relief company. I placed a phone call to them and they said I likely qualify for a “debt [...]

Becoming debt free is great feat. Getting beyond the a debt settlement process can be a daunting process, but worthwhile if you choose the right company and if you remain committed to eliminating credit card debt through the debt negotiations process.  Bad credit debt consolidation is much more difficult these days if you are trying to [...]

The untold secret of consumer credit counseling is that it damages your credit like a bankruptcy. Mortgage underwriters often consider it a bankruptcy. Creditors continue to report people as late with CCC and most consumers who enter the credit counseling programs are unaware of the negative credit impact that credit counseling has. Before going straight [...]